Trusted to help builders control the cost of risk

Worker’s Compensation Programs Endorsed by HBAT

Workers compensation insurance for construction firms and other associated residential construction businesses.

Trusted to help builders control the cost of risk

Worker’s Compensation Programs Endorsed by HBAT

Workers compensation insurance for construction firms and other associated residential construction businesses.

Formerly HBAT Self Insured Trust

MMIC Workers Compensation Program Endorsed by HBAT

Not long ago that Workers Compensation in the construction trades was expensive if you could get it all. In the 1980’s a group of home builders banded together to form the HBAT Self Insured Trust to offer affordable coverage to fellow home builders.

MidSouth Mutual is the successor to that legacy. They are a unique workers’ compensation insurance company for the construction industry. Insurance experts and construction professionals collaborated to build a premier regional company focused on doing business the right way. Putting their plans into action, MidSouth Mutual leverages its unique knowledge of the industry to be the preferred choice of many builders and contractors in Tennessee and beyond.

Formerly HBAT Self Insured Trust

MMIC Workers Compensation Program Endorsed by HBAT

Not long ago that Workers Compensation in the construction trades was expensive if you could get it all. In the 1980’s a group of home builders banded together to form the HBAT Self Insured Trust to offer affordable coverage to fellow home builders.

MidSouth Mutual is the successor to that legacy. They are a unique workers’ compensation insurance company for the construction industry. Insurance experts and construction professionals collaborated to build a premier regional company focused on doing business the right way. Putting their plans into action, MidSouth Mutual leverages its unique knowledge of the industry to be the preferred choice of many builders and contractors in Tennessee and beyond.

MMIC Workers Compensation Program

Benefits to Association Members

  • Competitive Workers’ Compensation Insurance Pricing

  • Superior Service Backed by Common Sense

  • Financially Strong – “A” Rated by Demotech

  • Leverages Technology to Make Doing Business Easy

  • Not Assessable – No Joint & Several Liability

  • Serving Tennessee and Beyond

  • Flexible Payment Plans

MMIC Workers Compensation Program

Benefits to Association Members

  • Competitive Workers’ Compensation Insurance Pricing

  • Superior Service Backed by Common Sense

  • Financially Strong – “A” Rated by Demotech

  • Leverages Technology to Make Doing Business Easy

  • Not Assessable – No Joint & Several Liability

  • Serving Tennessee and Beyond

  • Flexible Payment Plans

MidSouth Mutual Insurance Agents

Reputable agents ready to help you find the right WC for your company

MidSouth Mutual Insurance Agents

Reputable agents ready to help you find the right WC for your company

Highly experienced agents

Here to help you find the right WC solution

These licensed insurance agents are long time HBA members with decades of experience in finding the right WC solutions for contractors in our industry. Find a local agent from your area and give them a call. Ask to set up a meeting and have them review your business operations to ensure you have the right coverage to fit your risk profile. You have worked hard to build your business. Put the proper protections in place to protect employees, your partners and yourself.

Clarksville

Columbia

Protected Partners Insurance Group

1310 Madison St
Clarksville, TN 37040

931-542-9388
dana@protectedinsgrp.com

www.protectedinsgrp.com

Redman-Davis Insurance

Sonny Shackelford, CIC ACRA          1040 N James Campbell Blvd., Ste 105
Columbia, TN 38401

931-981-9244 sonny@redmandavis.com

petrarms.com/locations/redman-davis-insurance/

Brentwood

Franklin

Brown & Brown of TN

6 Cadillac Dr Suite 200
Brentwood, TN 37027

615-690-7233 frank.long@bbrown.com

www.bbrown.com

Chappell, Smith & Associates

1006 Merylinger Ct
Franklin, TN 37067

615-435-8300 selliott@chappellsmith.com

www.chappellsmith.com

Chattanooga
Alder & Cox Insurance

2110 Northpoint Blvd
Hixson, TN 37343

423-877-8213           vickis@aldercox.com

www.aldercox.com

Brock Insurance

823 Chickamauga Ave
Rossville, GA 30741

706-866-3394 johnb@brockins.com

www.brockins.com

Stevens Ins Associates

7000 Lee Highway Suite 900
Chattanooga, TN 37421, USA

423-894-8821 chuck@truststevens.com

www.truststevens.com

Knoxville Area
William Knight Ins Agency

1717 Winston Rd
Knoxville, TN 37919

865-670-2990             chrisk@wkia.com

www.wkia.com

Tri-Cities
Widener Ins Agency

607 Baxter St
Johnson City, TN 37601

423-926-7151 cindyw@widenerins.com

www.widenerins.com

Cookeville
Cumberland Insurance Group

1459 Interstate Dr Suite 201,
Cookeville, TN 38501
931-372-1222

Lynn@cumberlandinsurance.com

www.cumberlandinsurance.com

West TN
Arthur J. Gallagher Risk Management Services, Inc.
(formerly Pointer Insurance Agency, Inc.)6363 Poplar Avenue, Suite 434
Memphis, TN 38119

901-236-0802

Lisa_Metz@ajg.com
Jon_Pointer@ajg.com

www.ajg.com 

Approved Agents

Highly experienced agents

Here to help you find the right WC solution

These licensed insurance agents are long time HBA members with decades of experience in finding the right WC solutions for contractors in our industry. Find a local agent from your area and give them a call. Ask to set up a meeting and have them review your business operations to ensure you have the right coverage to fit your risk profile. You have worked hard to build your business. Put the proper protections in place to protect employees, your partners and yourself.

Clarksville

Columbia

Protected Partners Insurance Group

1310 Madison St
Clarksville, TN 37040

931-542-9388
dana@protectedinsgrp.com

www.protectedinsgrp.com

Redman-Davis Insurance

Sonny Shackelford, CIC ACRA
410 W Seventh St
Columbia, TN 38402

931-981-9244
sonny@redmandavis.com

petrarms.com/locations/redman-davis-insurance/

Brentwood

Franklin

Brown & Brown of TN

6 Cadillac Dr Suite 200
Brentwood, TN 37027

615-690-7233
frank.long@bbrown.com

www.bbrown.com

Chappell, Smith & Associates

1006 Merylinger Ct
Franklin, TN 37067

615-435-8300
selliott@chappellsmith.com

www.chappellsmith.com

Chattanooga
Alder & Cox Insurance

2110 Northpoint Blvd
Hixson, TN 37343

423-680-6282
vickis@aldercox.com

www.aldercox.com

Brock Insurance

823 Chickamauga Ave
Rossville, GA 30741

706-866-3394
johnb@brockins.com

www.brockins.com

Stevens Ins Associates

7000 Lee Highway Suite 900
Chattanooga, TN 37421, USA

423-894-8821
chuck@truststevens.com

www.truststevens.com

Knoxville Area
William Knight Ins Agency

1717 Winston Rd
Knoxville, TN 37919

865-670-2990
chrisk@wkia.com

www.wkia.com

Tri-Cities
Widener Ins Agency

607 Baxter St
Johnson City, TN 37601

423-926-7151
cindyw@widenerins.com

West TN

Arthur J. Gallagher Risk Management Services, Inc.
(formerly Pointer Insurance Agency, Inc.)6363 Poplar Avenue, Suite 434
Memphis, TN 38119
901-236-0802

Lisa_Metz@ajg.com
Jon_Pointer@ajg.com

www.ajg.com 

Additional contacts coming Soon

Approved Agents

an endorsed provider

(844)438-6642

an endorsed provider

(844)438-6642